It’s a dangerous world out there, and plenty of malicious actors lurking to infect your gadgets. You may be surprised that computer viruses can attach themselves to any of your devices, not just your computer. Malware can have devastating effects and jeopardize your personal information. Fortunately, you can defend yourself against various malware in the future, but that’s another story.
This Halloween, we bring you the top 10 scariest types of malware. Also, keep up with our other resources published weekly in Cybersecurity Awareness Month to keep you safe.
What is Malware?
Malware is malicious software that a threat actor uses to wreak havoc on a target company or individual. Malware is typically discovered online, including emails, false links, advertising, hidden text, and websites you (or your employees) may visit. Malware’s ultimate objective is to damage or exploit systems and networks, frequently to steal data or money.
One employee making a mistaken click is all it takes for the malware to install itself and start running its program.
Malware attacks are increasing, particularly in the wake of the epidemic. Attacks now total an astonishing 10.4 million every year, on average. Threat vectors and attack patterns are also evolving. Ransomware gangs and malware-as-a-service are more prevalent now than before the epidemic, and supply chain and ransomware attacks are also on the rise.
It’s crucial to remember that many malware attacks start as phishing or social engineering scams. Although there are technologies that people and organizations can and ought to use to stop malware attempts, user training is crucial because it protects them from social engineering.
Ransomware- It is inarguably the most dangerous type of malware. As the name suggests, this malware is set up on a computer to prevent user access. A ransom is frequently demanded to restore control.
Botnets- Botnets infect a network of computers and are typically disguised to allow third parties to operate them. Fraudsters frequently utilize them to engage in fraudulent behavior.
DDOS- Also known as Distribute Denial of service. This is a deadly attack that launches from several computers, which are already infected, and floods web servers with requests until they break and users cannot access the service.
APT (Advanced Persistent Threat)- This sophisticated malware will breach the system security to keep an eye on it and continuously steal data from a machine.
Exploits- This malware will try to access and take control of particular activities without the user’s awareness by taking advantage of any system flaws.
Backdoors- You feel helpless due to the intrusive infection controlling the system through the back door.
Keyloggers- The goal of this spyware, as its name implies, is to read your keystrokes (everything you enter), exposing your important information.
Phishing- This is a form of online crime. Consider it malware that sought out your personal information. The bait is frequently presented as an email to fool you into thinking it is coming from a reliable company. When you let your guard down, you inadvertently give fraudsters access to your personal information. If fraudsters manage to access your bank accounts, this might have disastrous consequences.
Worms- Not so much the adorable franchise characters. They set up shop on a gadget and then spread themselves over more devices by communicating through those devices.
Trojans- It seeks to blend in with other apps and open a backdoor. The name is a play on the trojan horse of old. This gives access to a vast array of harmful software that is undetectable.
Conclusion
There are many more malicious programs out there that you should be cautious about; these are just 10 of the worst that might infect your computer. Be sure to take precautions by installing a solid defensive system, never disclosing your personal information, and never downloading anything you do not recognize to stop your devices from coming into contact with any of these.
Malware constantly threatens your business, systems, and, most importantly, assets, regardless of its form. We continuously advise investing in your security environment and taking a proactive approach, whether through a proactive security operations partner like Protected Harbor or a proactive solution like Protected Harbor Malware Security with Threat Detection and Response.
With the help of our 2022 Cybersecurity Awareness resources, learn more about malware and other new risks.
Discover how security operations can defend your business against malware threats. Get in touch with our specialists today for a free consultation and cybersecurity assessment.
Ransomware attacks are surging around the globe at a mind-blowing pace. In the 2022 Cyber Threat Report by SonicWall, ransomware attacks on governmental institutions worldwide increased by about 1885% in 2021. The healthcare industry alone witnessed an increase of 755%. According to a report by Cybersecurity Ventures, the total loss incurred globally was around $20 billion in 2021. According to the same report, the loss is now projected to cross $265 billion by the year 2031.
These statistics show that ransomware attacks are imminent for most companies regardless of size; it’s just a matter of when. So, in this surge, everyone wants to know if they need to pay for ransomware or not.
Do We Need to Pay for Ransomware Attacks?
The facts legitimize the debate over whether the ransom should be paid once the illegal encryption has compromised your important data. The answer is not an easy one; it is a double-edged sword. The theory and practice differ in answer to the question of payment of the ransom.
You need to know both sides of the coin before you conclude.
Most of the time, the companies who fall victim to a ransomware attack choose to pay the ransom. One might feel that they should have made a better choice, but given their considerations, it is never clearly an irrational decision. The affected organizations opt to pay the ransom because of one of the following reasons:
To Reduce the Recovery Time
The companies have to consider the time. The time required to recover the encrypted data may exceed the limit which companies can withstand. The service delivery firms may find themselves in an extraordinary situation in this regard. They may lose revenue and clients swiftly, and prolonging the recovery may be unbearable in terms of the cost incurred. Consequently, the companies decide to pay the ransom in hopes of recovering the data quickly and easily.
To Save Their Reputation
The companies fear that hackers may publicize the news of their victimhood if they don’t act fast and pay the ransom. The name and reputation built over decades may go down the drain with a click. Resultantly, the companies choose to pay the amount instead of jeopardizing their reputation.
To Avoid Huge Recovery Costs
The companies are business enterprises, after all. Rational actors make cost and benefit analyses before making crucial decisions. If they feel that the cost to recover the data might not be rationalized in terms of the ransom amount, they decide to pay the ransom instead.
To Protect the Information of the Clients and the Employees
Perhaps the most valuable asset at stake is the personal information of the clients and the employees. The companies can hardly accept the exposure of sensitive information, which may risk the people associated with them. Naturally, they choose to go ahead with the ransom payment.
Reasons Against Paying the Ransom
The reasons in favor of paying the ransom may be theoretically valid, but the experience, in such cases, suggests otherwise. Most security experts agree that ransom should not be spent. They have the following reasons to support their view:
No Guarantee of Data Recovery
As a company, you might decide to pay a ransom to recover sensitive information, but you might never get it back. Either you might not receive the decryption key, or you might not be able to locate the data where it was before the attack. Hence, you might risk dooming yourself with a payment that might not pay you back.
Risk of Future Attacks
This is a natural occurrence. Once you put out your weakness by paying the ransom and the word gets out, you will become a potential prey to more attacks in the future. The hackers will use the money to come back even more powerfully. Furthermore, the hackers watching the whole episode will attack you hoping to get paid as you paid earlier. You don’t wish to see yourself in such a situation as a company or an individual.
Blackmailing Without Any Bounds
The hackers might ask for more payments. They might steal your data, meaning getting a decryption key might not get you over the hook. The hackers might blackmail you into paying them so they don’t publicize your data. Hence, you might be in a vicious circle of repetitive payments to save your life as a company, but such payments might destroy you rather than save you.
Legal Troubles
There is consensus among security experts that the proceeds of cybercrimes are used to commit even more significant crimes. Around 79% of the experts in a 2021 survey by Talion advocated criminalizing ransom payments. The money which you pay might be used used to commit terrorism. National security agencies will advise you against paying the ransom to prevent the funds from landing in the hands of those who commit heinous crimes like terrorism, drug trafficking, human trafficking, etc. Your payment might be seen as aiding the criminals in their destructive motives by the law of your land or the country to which the hackers belong. You might end up paying for lawsuits, then.
Consider all the Possible Options before Paying
Let the law and the empirical evidence guide your decision. You may do the following things:
Paying Ransom Must Not be Prioritized
It would help if you went by the opinion of the experts. According to the empirical data, paying the hackers won’t help you in the future. Your payment will only encourage the hackers and make ransomware attacks a lucrative option for them. Don’t jeopardize your money and prestige by bowing down to the hackers, not as the first option, at least.
Bring Law Enforcement Agencies into Play.
Get the law on your side. You might be able to guide the law enforcement agencies(LEAs) in their quest to find more information about the hackers. Possibly, the LEAs might identify the hackers, or they might be able to prevent other companies and individuals from victimhood.
Look for a Decryption Key
You might be lucky enough to find a decryption key online. For this, you will have to know the attack variant first. Many online websites might help you with the recognition of the attack variant.
Pay Ransom as a Last Resort
After looking at all the facts and legal liabilities involved, if you believe you have no other option but to pay the ransom, negotiate wisely before paying. Tell the hackers to delete the data, if possible; otherwise, they might use it to blackmail you again.
Conclusion
Ransomware assaults are impossible to avoid altogether. You can best prepare for an attack and have measures in place to respond quickly. To put it in a nutshell, don’t pay unless you have to. It all boils down to proactive measures to avoid an attack in the first place rather than scrambling for help when little can be done.
Additionally, it’s essential to strengthen backups and test restores for all critical business operations. Assuming the backups are reliable and that recovering from a disaster would never be more expensive than paying a ransom for an uncertain result.
“In most cases, organizations only start testing restore after being hit by ransomware,” says Protected Harbor CEO Richard Luna.
Additionally, guarantee that executives are fully informed about the matter and participate in decision-making. The more they are aware of the hazards, the more equipped they will be to decide and defend it in court.
In conclusion, paying a ransom demand needs to be carefully considered because it is typically not wise to do so. As always, it is preferable to be proactive and invest in safeguarding your crucial data assets from cyberattacks than to be forced to take protective measures.
Protected Harbor offers single sign-on (SSO), multifactor authentication (MFA), automated password resets, isolated backups, easy remote management, and much more at an affordable price to protect your systems and data from attack by cybercriminals using a stolen or phished password. And for more than 20 years, we have been defending our clients. Additionally, we provide both trainers and trainees with an easygoing training experience.
To learn more about how our digital risk prevention platform can help you safeguard your company and your clients from ransomware threats, get in touch with the solution specialists at Protected Harbor right away. Visit Protected Harbor to get the necessary guidance and a ransomware audit that shields you from malicious attacks.
Cybercriminals always hunt for more advanced ways to attack your home network or business as the world moves toward a more connected digital life. According to an FBI report, cybercrime losses grew considerably in 2021. The losses, which primarily occurred in the United States but were reported globally, were estimated at $6.9 billion last year, up from $4.2 billion in 2020.
Malware has been around for years but has become increasingly sophisticated over time. The number of new malware detections worldwide increased to 677.66 million programs in March 2020, up from 661 million at the end of January 2020. With so many people connecting smart devices to their home networks, it’s no wonder that cybercriminals are looking for ways to exploit these devices, too.
This article will discuss detecting and removing malware from your mobile devices and personal computers. Let’s get started.
What is Malware?
Malware is a broad term for various malicious software (or “malicious code”) intended to damage or disable computers and computer systems. It includes computer viruses, worms, Trojan horses, ransomware, spyware, adware, and other malicious programs.
It can be programmed to steal your personal information or lock up your system until you pay a ransom to unlock it. If you see pop-up ads on your screen or if your browser locks up or crashes frequently, these are signs that your computer may have been infected with malware.
Malware is often distributed via email attachments or links on websites. Often people click on the links because they are curious to see what they lead to, and before they know it, they’ve downloaded malware onto their computer.
Finding and Removing Malware from Your Devices
It may seem impossible to remove malware from your computer once infected. But with cautious and prompt action, eradicating a virus or malware program can be easier than you think.
Anyone who uses the internet frequently is sure to come across the malware. Your smartphone carries much personal information, making it a prime target for cybercriminals.
Fortunately, malware can be found and removed from your Android device.
Signs of malware on Android
If you’re experiencing these issues, your device may have malware.
Your phone is slow and unresponsive.
You see ads or pop-ups on your screen, even after locking your device.
Your battery life has decreased noticeably since you got the phone.
Your device has become very hot while charging or after using WhatsApp, Facebook Messenger, and Skype for a long time (this is especially common with Android devices).
You see “Your device needs to be restarted” error messages on your screen more often than usual (even though no apps are running in the background).
How to Remove Malware on Android?
You can get rid of viruses and malware on Android by doing the following:
Reboot in safe mode. If your phone is infected with a virus, you may be able to use it usually if you reboot your phone into safe mode. This mode allows you to use your phone without any third-party apps running.
Uninstall all suspicious apps. If your phone has been infected with a virus, there’s a good chance that some apps on your phone are also infected. To find out which ones, tap Settings > Apps > Show All Apps > Scroll down and tap on each app one by one, looking for anything unusual (such as an app that uses too much battery or data). When you find an app that looks suspicious, uninstall it.
Get rid of pop-up ads. If you’re being bombarded by pop-ups while surfing the web, they could be coming from malware on your phone.
Clear your downloads. Make sure you check every app before you install it, and never install anything from sources other than Google Play Store (or trusted third-party stores). Also, delete any apps installed without permission — especially those with strange names or icons.
Install a mobile anti-malware app. Several solutions offer protection against malware for Android devices, including Avast Mobile Security and AVG AntiVirus Free. These apps scan every file stored on your device for viruses and other security threats, alerting you if anything suspicious is detected.
Removing Malware from MAC or PC
Both Macs and PCs can be infected with malware. Although PCs are usually associated with this vulnerability, Macs can also be affected. It is critical to be aware of the threat of malware regardless of the sort of equipment you have.
Signs of Malware on PC or MAC
Many people will be surprised when they find out they are infected with malware. You may not realize it until you notice some strange activity on your computer or mobile device. Here are some signs that could indicate an infection:
Your computer takes longer than usual to start up or shut down
Your computer runs slowly for no apparent reason
Strange pop-up ads appear on your screen when you’re browsing the web
Your computer reboots itself more frequently than usual (this happens when there are too many applications running at once)
Get Rid of Malware on Your PC
Several options are available if you’re having problems with a PC or Mac and want to remove malware. Here’s how to do this:
Disconnect from the Internet
If you’re using an infected computer, disconnect it from the Internet immediately. This may stop malicious programs from spreading to other devices on your network or accessing files stored in cloud services like Dropbox or iCloud.
Check your activity monitor for malicious applications
Your activity monitor will show all currently running applications and processes on your system. If you see any suspicious-looking methods or applications, immediately shut down those programs and restart your computer so no more files are added to those processes.
Use Antivirus Software
Install an antivirus program on your computer before downloading anything from the Internet. Then keep it updated regularly with automatic updates. Many antivirus programs include anti-malware features that scan files as they’re downloaded to catch threats before infecting your system. You should also check newly downloaded files with an antivirus program before opening them to know if they contain malware or run them on your computer.
Run a Malware Scanner
Run a malware scanner. They are designed to search for and remove malicious software from your system. These tools are often free and can be downloaded from the Internet. You can also use a paid version of antivirus software if you already have some installed.
Clear your cache.
Most browsers store information about websites you visit in a temporary file called the cache. This allows them to load pages faster when you return to the site because they don’t have to download all the information again. But sometimes, this data can contain malicious code that has infected your computer and should be deleted before it causes more damage.
Final Words
Malware seriously threatens the information stored on personal computers and Macs. New varieties of malware are found all the time, and the lucrative nature of some viruses makes them particularly appealing to cybercriminals worldwide. Practicing good internet habits and recognizing the warning signals of malware infection is critical.
If you suspect your computer is infected, act quickly to prevent malware from spreading and protect your personal information. You can take help from the experts because malware can cause serious harm to you and your business. Protected Harbor has inbuilt malware detection in the cybersecurity strategy. We regularly update our database with new malware and other virus detection so that you stay ahead of the curve. You handle the business while we handle the security. Proactive remote monitoring is not just a term we implement. It’s an approach to detecting and removing any cyber threats before they may cause chaos.
To quickly identify and neutralize any dangers or if you want a more straightforward approach, contact us today for a free IT audit.
Due to an influx of reports regarding malware viruses, most of us are aware of the impact these attacks can have on businesses. Nevertheless, most of us have experienced a malware attack of some kind at some point in our careers. Hopefully, the infection was only a minor inconvenience, but malware truly has the ability to jeopardize any critical data that organizations may be in charge of protecting.
-The key is to keep both you and your system safe.
The ransomware family is rapidly expanding, with 327 new families joining in 2017 and 127 in 2020.68.5% of firms were hit by ransomware in 2021. Making this the highest figure reported in the last three years. The frequency of these cyberattacks is appalling; 2244 cases of cybercrime emerge daily, which translates into a crime approximately every thirty seconds. This activity is a highly organized operation that considers the use and importance of technology and data for companies and organizations worldwide.
Cybercriminals operate through intrusive software, and their work can be best understood by considering the methods they use to commit crimes. This requires a brief understanding of ransomware. This article will highlight the points that can help you understand ransomware and how to recognize it.
Ransomware is a type of malware that denies access to computer files by encrypting them with the intent to extract a ransom. Ransomware is malware that blocks access to a computer system until a sum of money is paid. It’s most commonly used for financial gain but can also extort people or organizations.
Ransomware attacks have become more common over the past few years. These have evolved from malicious software to more sophisticated attacks aimed at specific targets like healthcare and government organizations.
Data is virtually wealth today, and whoever controls it has leverage over other entities in today’s ultra-competitive world. Therefore, getting hands on a company’s data or their online service provider systems is equivalent to bringing it to its knees. No amount is large enough for the company to bail itself out of the situation. Therefore, it’s necessary to take the right preventive measures before an actual disaster happens.
Ways to Identify Ransomware
So, how do you know whether or not a ransomware attack has invaded your company’s system? Well, the answer is both simple and complicated. Most cybercriminals are quite stealthy when it comes to breaking into your system, and once they’re in, the rest of the attack is done with ease. So, where does it all start? Click here to read types of ransomware 2023.
1. All Starts with Phishing
You might receive a seemingly normal email in which the sender poses as either a legitimate third-party company or co-worker and may attach a link that will require you to enter some private details. Once you enter your information, you have allowed illegal entry into your computer system.
2. The Emergence of Unexpected Network Scanners
The popping up of network scanning tools is another sign of a potential ransomware attack. This is how hackers hold as much information about your computer network as they can.
3. Illegitimate Intrusion Into Active Directory and Presence of Suspicious Software
Software’s are a clear-cut indication that your system has been invaded through Ransomware, as hackers predominantly use this mal-software to get hold of the Active Directories within your networks and gather information about various users.
4. A Splash Screen Might Say It All
Occasionally a splash screen may appear that blocks access to your system. This screen may also contain instructions provided by the hacker, which will tell you how to pay the ransom and get access to your data again.
5. Denial of Access to Your Data Files
In other cases, you may be unable to open your data files, indicating your data encryption. The computer might keep telling you that you do not have the required program to unlock your files, and this occurrence would be an anomaly as it was not there when you opened the same file either the other day or moments prior.
6. File Extensions Become Fishy
Your files may lack their usual file extensions like .jpeg, .exe, .pdf, etc. After the dot, it might display that it is “encrypted.” Alternatively, an extension might not be there, strengthening the possibility of a ransomware attack.
7. Your Files are Renamed
Similarly, your files may be renamed as ransomware encrypts them, throwing a major red flag on the field. Remember to check your files to see if they have been to direct your doubts about a malware attack.
8. Ransom Note Eliminates All Doubts
Eventually, you will receive a ransom note requiring you to pay the amount desired by the hacker. A most common method for you to receive this ransom note is usually through email.
9. A Dry Run of Small-Scale Test Attacks
Ransomware attacks often start with a test run that does not cause any damage to the organization yet. The attackers may want to “test” their code by installing it on a few machines without causing any damage. This allows them to see any network security that may be in place and whether or not they can bypass it. If the hackery succeeds at getting past the network security, they will launch a large-scale attack that will be far more damaging.
Conclusion
You are never entirely safe from ransomware when using a computer. Ransomware can cause devastating consequences to an infected system and damage your company from the inside out.
Maintaining a safe system is not straightforward, but with the proper care, it is possible. Ransomware attacks are difficult to avoid, but you can easily control them with robust security measures.
Protected Harbor has built-in detections based on industry best practices and is continuously updated to provide you with the most up-to-date protection available. With various notification options, you can be sure that the people who need to know about these events will be notified. To get the most out of these features, you might also choose to invest in monitoring services as a precaution for your company to keep track of every device on your network and collect data about its activities.
You are more likely to catch a virus within its early stages before it can infect the rest of your system and cause continuous damage. If you have a dedicated IT team on the job to help detect any potential system anomalies, you are in the right direction. Contact Protected Harbor today for a free pen-testing and IT Audit.
The Recent Medical Data Leaks and What You Can Do About It
Did you know that medical data is the new gold? Unencrypted patient records are worth $300 billion, and that number will keep growing. This blog will explore the recent medical data leaks and their potential consequences. You’ll also learn how to protect your sensitive information — so you can avoid being one of the many victims of medical data breaches.
A recent study by Comparitech covered breaches. Their team of researchers analyzed data from 2009 to June 2022 to find out which US states suffer the most medical breaches and how many records have been affected each year. They also looked at breaches from January 2021 to June 2022 to find the most significant cause of these breaches and the most-affected healthcare organizations.
Key Findings
In 2017 alone, there were over 2,800 data breaches, affecting over 178 million patients in the US alone.
More than half of data breach victims don’t even know they’ve been affected.
Only 13% of healthcare providers offer free identity protection services.
Over 50% of data breach victims do not change their passwords after a breach.
4,746 medical breaches were reported between 2009 and June 2022.
These breaches affected 342,017,215 user records.
803 documented medical breaches made 2020 the year with the most (the second-highest was 2021 with 711).
With almost 112 million records affected overall, 2015 saw the most records affected.
Hospital networks are responsible for the most records that have been compromised in 2021 and 2022 (so far), accounting for 8.8 million records (16 percent of all records affected). Specialist clinics—clinics that specialize in a particular area of medicine—account for the most data breaches (15 percent), with 130 breached entities overall.
Hacking was the most frequent breach in 2021 and 2022 (so far), making up 40% of breaches (353 out of 862).
Anthem Inc. – The second-largest health insurance company in the US, was hit with a massive data breach in 2015 – one of the largest on record (78.8 Million records).
Optum360 LLC- From August 2018 to March 2019, hackers gained access to the sensitive financial and personal data of 11.5 million lab patients at the American Medical Collection Agency.
Excellus Health – This breach affected 10 million people and was discovered two months after the Anthem breach was announced.
Premera Blue Cross – This breach impacted 11 million people and was caused by malware that was used for two months. Premera Blue Cross was compelled to pay the OCR $6.85 million.
Laboratory Corporation of America Holdings- In 2019, A hacker gained access to the American Medical Collection Agency, a third party it employed for payments. Over 10.2 million people’s personal, financial, and medical information was compromised.
Biggest Years for Medical Data Breaches
The year with the most medical data breaches, with an overall total of 803, was 2020. A significant number of breaches were also reported in 2021 (711), closely followed by 2019 (520). This demonstrates the exponential growth in medical data breaches over the past three years.
The median number of records affected by each breach between 2009 and 2018 remained roughly 2,000 when we looked at the median number of records affected for each year. In 2019, there was a significant increase from 2018. (rising by 70 percent from 2,284 to 3,893). This persisted through 2020 (with a rise of 26% from 3,893 to 4,916) and from 2021 to 2022. (rising by 4 percent up to 5,122).
Why the increase in data breaches? There are many reasons, including the fact that the healthcare industry is growing, more people are using the Internet, and more sensitive data is being exchanged online. The healthcare industry is still struggling to adapt to the cyber threat landscape.
Most Common Data Breach Type
Data breaches are rising, and data loss is becoming more common. But what type of data breaches are most prevalent in the healthcare sector? Healthcare providers losing control of their data is a common occurrence nowadays.
With 288 out of 711 breaches (41 percent) in 2021 involving medical companies, hacking emerged as the most prevalent method. With 161 attacks (23% of all attacks, excluding unknowns), ransomware was the next most prevalent category. Theft of data is the third most prevalent type of data breach.
2022 for Medical Data Breaches
151 documented medical data breaches impacted 7,997,739 records during the first half of 2022. Even if these numbers seem low, they may increase over the next few months. Perhaps more focused attacks are the cause of this. This is evident from the MCG Health data leak. The software provider revealed that its systems were breached through unauthorized access on June 10 this year. Nearly 800,000 records have been affected by the breach on MCG Health, and at least eight organizations have reported it thus far.
Conclusion
The healthcare sector is under attack, and the threat is likely to grow as time goes on. The best way to protect sensitive information is to prepare in advance. Encrypt the data before sending it over the Internet or storing it on a device. This protective measure can be applied to nearly any data type, preventing unauthorized individuals from accessing the information.
Protected Harbor helps companies prevent cyber breaches, data loss, and regulatory non-compliance by offering security solutions such as data monitoring, cloud security, and DLP. Our clients include small businesses, enterprises, healthcare, and government agencies.
Protected Harbor is one of the top cybersecurity providers trusted by thousands of businesses across the country for offering robust cybersecurity solutions. With our expert team of engineers and technicians, you can be assured complete security for your business.
Imagine finishing up a critical work report when you suddenly lose access to all of your files. Alternatively, you may receive a strange error message requesting you donate Bitcoin to decrypt your computer.
Regardless of the scenario, a ransomware attack can be devastating for its victims.
Hackers are increasingly focusing on organizations to gain access to their files, passwords, sensitive data, and other information. In reality, ransomware impacted 71% of organizations targeted by attacks in 2017. In 2020, 127 new ransomware families were found, up 34% from 2019. Also, in 2020, there were 304 million ransomware assaults worldwide. Organizations’ yearly ransomware attacks have risen since 2018, culminating at 68.5% in 2021.
So, what is ransomware, exactly? In its most basic form, ransomware is malware that infects a computer or a device and encrypts the files, rendering them worthless. The hacker holds the data captive until the ransom money is paid for the encryption key to unlock files and data. Here’s what to do in a ransomware situation and how you may try to avoid it.
Who is a Target for Ransomware?
Ransomware can be targeted at anyone. Here’s an overview of who ransomware attacks most:
1. Home Users
Home users are more likely than businesses to be targeted because they tend to be more vulnerable. They’re less likely to have backup systems and may be more willing to pay if they think they can live without their data.
2. Businesses and Organizations
Businesses are targeted because they often have large amounts of valuable data on their systems that criminals want access to. If criminals can get access, they can steal information or hold it hostage as leverage against the business owner.
If you’re hit by ransomware, don’t panic! There are steps you can take right away to minimize the damage.
1. Stay Calm and Collected
The first thing you should do is not panic. Ransomware is designed to make you panic and pay the ransom as quickly as possible. If you’ve been hit by ransomware and don’t know what to do next, take a deep breath and think about your options. You’ll have more time than you think — even though the malware locks down your computer, it doesn’t delete any files immediately or completely lock them up forever.
2. Check Your Security
If the ransomware encrypts your computer or network, you should immediately check your security. If you’re running a version of Windows, that’s no longer supported by Microsoft. The ransomware may infect your computer through an exploit. If you’re using unsupported software or operating systems, update them as soon as possible. Also, ensure that all your software is up-to-date with the latest security patches and updates.
3. Cut the Internet Supply
Ransomware infections often encrypt all the data on an infected device. This can include both your files as well as your operating system files. You must disconnect your device from any networks or other devices before attempting to remove the infection. Ransomware often uses hidden network shares to spread and encrypt more computers. Any connection to these shares could spread more infections across your network.
4. Write Down Key Details
If your computer has been encrypted by ransomware, write down any information that may be required later. This includes serial numbers for devices and software installed on your computer, license keys for programs such as Microsoft Office, financial information stored in online banking applications, and even usernames and passwords for websites accessed using the browser. Keep this list in a safe place separate from where it was stored initially so that it doesn’t get lost during cleanup efforts or damaged by future malware attacks against your network or computer system.
5. Take a Screenshot of the Ransomware Message
If you see a message on your screen saying that your files are encrypted and you need to pay a ransom to decrypt them, take a screenshot of the entire screen. This will help law enforcement identify the strain or variant and track its creator(s).
6. Notify Your IT Department
After taking a photo, you should notify your IT department immediately so they can remove the malware and protect your computer from future attacks. If you don’t have an IT department and are unsure how to remove ransomware manually, it’s best to leave this to professionals who have experience dealing with these types of threats.
7. Look for Decryption Tools
Ransomware attacks often include a “decryptor” or key that can be used to unlock files after payment has been made. If there’s no decryptor included in the package, victims can often find them on forums or other sites dedicated to helping victims of ransomware attacks.
8. Report the Ransomware
You should report the ransomware attack to law enforcement but do so carefully. Don’t share your encrypted files with anyone, even law enforcement officials. The FBI has warned that it doesn’t have the tools to decrypt those files and could accidentally expose them to hackers.
What Not to Do After Getting Hit by Ransomware
Here are some crucial things that you must ignore after getting hit by ransomware.
● Don’t Be Embarrassed to Talk About the Ransomware
If you suspect your system has been infected with malware or ransomware, don’t be embarrassed or afraid to tell someone. The idea behind ransomware is that it will force victims to pay up to get their data back — and paying up is what they want. If you don’t pay, they won’t get paid and won’t give you your data. So why would anyone want to keep quiet about being hit with this type of malware?
● Don’t Be Quick to Pay the Ransom
If you decide to pay the ransom, there is no guarantee that the criminals will release your files as promised. Paying a ransom can put you at greater risk of permanently losing all of your data. Ransomware criminals often keep files encrypted even after receiving payment and sometimes even send victims bogus information about how much was paid — or tell them their computers are still infected with malware when they aren’t.
● Don’t Use the Infected Computer Again
This could cause additional damage to your computer or allow other malware to get onto it. If you can’t afford to take this computer offline immediately, disconnect it from any network it may be connected to (and turn off wireless).
● Don’t Try to Remove the Ransomware Yourself
Many strains are designed to block any attempts at removal, so they can continue to hold your data hostage. Instead, use an antivirus program or another malware removal tool that can disinfect affected systems automatically.
Final Words
Ransomware, while simple in concept, is persistent and destructive. However, you can prevent these malicious attempts from causing significant damage with due attention and excellent security hygiene.
If you are a victim of ransomware, keep in mind that you can lessen the effects if you take rapid and effective action after the assault.
Stay protected from ransomware by keeping your software up to date and installing anti-virus software, or take the help of a third-party cybersecurity provider. Stay vigilant about what you click on, and make sure you have a backup plan in case you get hit with ransomware. Get advice from experts and use top-notch solutions from Protected Harbor to reduce the risk of ransomware. With the right data protection software with us, you can set up a vault that is protected by a firewall to prevent unauthorized access; it also uses geo-location to prevent access from unauthorized locations.
Whether it’s a new album from our favorite band, an application to make our browser run faster, or a new computer game we want to check out, we are in a state of constant downloading. We can leave ourselves open to cybercriminal attacks if we aren’t vigilant about what we download.
When our gear starts behaving strangely, our first thought is that it’s a virus. Though a virus is always a possibility, the problem is more frequently known as malware. The malware was the most concerning cyber threat targeting enterprises, according to a poll of global IT security decision-makers conducted in November 2020. Phishing and ransomware were tied for second place with a relative score of 3.99 on a five-point scale.
This article will discuss how to prevent malware and highlight ways how to prevent malware. Let’s get started.
Malware is a type of software program that is designed to damage or disable computers and computer systems. It includes computer viruses, worms, Trojan horses, ransomware, spyware, and adware. Malware can cause a loss of productivity, revenue, and reputation for businesses. In some cases, malware can lead to data theft or identity theft.
One of the most common types of malware is a virus. A virus is a small code that attaches itself to another program or document so it can spread from one computer to another without being detected by security software. Viruses are often sent through legitimate email messages but contain malicious attachments or links to malicious websites.
Malware is a huge problem, and it cannot be easy to protect yourself. Some people think they’re safe because they don’t install software from the internet, and that’s true, but malware can still get on your computer in other ways.
The most common ways you can get malware:
Downloading free software (malvertising)
Opening an infected attachment in an email
Visiting a malicious website
Sending files to someone via email or instant messaging
Impact of Malware
Malware may also include spyware and adware programs that collect information about your online activity and display unwanted or intrusive advertisements on your screen. Some malware is designed to steal your personal information, such as credit card numbers or passwords.
Often, malware is installed without your consent when you visit an infected website or open an email attachment containing a virus. Once installed, malware can perform any number of functions, including:
Stealing your personal information.
Stealing money from your bank account.
Disabling essential system files so that you cannot use your computer.
Do I Need to Clean My Network or Computer for Malware?
You can protect yourself from malware in several ways. The first is personal vigilance. You should avoid clicking on links, downloading files from unknown sources, and visiting websites with a reputation for containing malicious code. Most importantly, ensure all your software is updated, including your operating system and browser.
The second protection method uses protective tools such as firewalls and antivirus software. These tools can monitor your network traffic and detect any suspicious behavior coming from your computer or network, then block it before it has a chance to do any damage.
Steps to Protect Your Computer from Malware
So, what can you do to protect yourself against common viruses like ransomware, phishing, and cryptojacking?
A strategy is outlined below.
1. Rely Only On Secure Networks (Encrypted)
If you’re using an unsecured Wi-Fi network, someone could easily intercept your data as it moves between your computer and your site. This includes sensitive information like passwords and credit card numbers.
2. Employ Browser Common Sense
Browsers are one of the most common ways malware gets onto your computer. Many sites try to trick you into clicking on links or downloading files that contain malware. Be careful when browsing online, and avoid clicking on links in emails from unknown senders.
3. Take Care of Your Personal Information
The most important thing to prevent malware from infecting your device is to keep a tight grip on your personal information. This means never sharing personal details over email or social media platforms. It would be best if you also avoided downloading apps from unverified developers and websites, as they could be hiding malicious code inside their programs.
4. Stay Up-to-Date on the Latest Attacks
Maintain your operating system, any third-party applications installed on your computer, and any antivirus software installed on your computer to have the latest protection against new threats that may be around the corner.
5. Use Antivirus Software
While not foolproof, antivirus software can detect and block some types of malware at entry into your device or system. But even if it does catch a virus, it won’t remove it from your computer because it doesn’t have access to all areas of the operating system where there are viruses.
6. Don’t Click Suspicious Links or Attachments
It can be hard not to click on suspicious links or attachments in emails or text messages, especially if they appear to come from someone you know. However, if an email or text message looks strange, don’t open it! Malware can spread through email attachments and links that take you to phishing websites, where criminals try to trick users into giving up their personal information.
7. Use Strong Passwords
Make sure you use a different password for each account — including gaming accounts. At least eight characters should be used with a combination of numbers and letters that aren’t found in the dictionary or on a keyboard. It shouldn’t be easy to guess your birthday, family member’s name, or pet’s name.
8. Configure Regular Scans and Monitor Settings
Malware can be distributed using various methods, including email attachments, social media links, and fake websites. To stop malware from infecting your device, you need to configure it for scanning regularly. This will help identify any threats before they cause damage to your system. You should also configure your network settings to detect any changes in traffic patterns that might indicate an attack.
9. Always Update Your Operating System
You must keep your operating system up-to-date because new updates often contain patches for existing vulnerabilities that malware developers could exploit. If you don’t update regularly, it leaves your device susceptible to attacks by cybercriminals who may use these vulnerabilities against users with outdated systems.
Final Words
Infections with malware can be fatal for businesses. Malware can seriously harm your finances and reputation by disrupting essential procedures and stealing or encrypting vital data. Use the suggestions above to safeguard you and your company against malware attacks. Additionally, make sure you regularly isolate the backup of your data so that you can restore it from a backup if your environment becomes infected with malware. You should always ensure you download software from trusted sites only.
At Protected Harbor, we are a team of cybersecurity experts who can assist your business in safeguarding critical data from cyberattacks and data breaches. We offer 24/7 monitoring, isolated backups, endpoint security, network security, and advanced threat detection to protect your organization against malware, ransomware, and other cyber threats. Our expert engineers will work with you to develop a customized network security solution that meets your organization’s needs. From top to bottom, we ensure that your network is secure and protected against the latest cyber threats.
Your Smartphone Has Been Hacked If You Notice These Signs
Your smartphone is your constant companion. It’s your source of information, entertainment, and social interaction, all in one small device. Most people check their phones at least 20 times a day, which makes them an attractive target for hackers and cybercriminals.
However, security features on most smartphones have made it pretty tricky for hackers to break through and take control of the device without you knowing about it. That doesn’t mean you can let your guard down or give hackers any opportunity to breach your phone’s security measures.
It will help if you remain diligent in keeping from being hacked. If you see any signs indicating that you have been hacked, take action quickly before it has a chance to do further damage to your data and access more personal information.
What causes this to happen in the first place?
To hack into your phone, a person doesn’t necessarily need to be a hacker. While you’re sleeping, someone may bring your phone up to your face and unlock it. With only this one action, they can look through your smartphone secretly.
There is also software that accomplishes the task. Stalkerware is intended to follow you using your location, call logs, messages, photos, browsing history, and other methods. Behind another app that appears to be unimportant, this malware may be disguised.
Your phone may become infected by malicious links and files without your knowledge. Even seemingly innocent PDF files can contain dangerous information. Because of this, it’s crucial to click with caution.
How about apps? Unreliable downloads may mimic well-known applications or attempt to con you into downloading and using them. When you do this, malware is installed on your phone.
There is also a much more focused technique known as SIM swapping. The criminal disconnects your previous connection and transfers everything to the criminal’s device by calling your phone company, pretending to be you, and asking for a new SIM card.
How can you tell if your phone has been compromised? Here are some warning signs:
Your phone is being slowed down by too many processes operating at once, or it can just be malware using up many resources as the sole offender. Your phone may become heated as a result of this.
Your battery is depleting significantly more quickly than usual.
Significant increases in data usage may be a symptom of malware like adware that operates covertly.
Spammy pop-ups clearly indicate that a malicious program has been installed on your phone.
Malware can cause your internet to slow down by diverting your traffic to risky servers or simply using up all of your capacity to steal more data from you or target other people.
Off your phone, there may be some indications, such as emails you don’t recall sending or odd social media posts.
Avoid clicking on shady or uninvited links. This includes emails, internet adverts, and messages from friends.
Keep in mind that your home or business network is neither secure. For advice on how to secure it to keep snoops and bad guys out, tap or click here.
Conclusion
Take action right away if you discover any of these indicators that you’ve been hacked so the hacker can’t access more of your data or cause more damage. Your first step should be to power off your device and change your passwords, especially for social media accounts. Next, report the breach to your phone carrier and contact customer support to see what they can do to help. Finally, clean up your phone and make sure to keep your device protected in the future to avoid being hacked in the future.
Protected Harbor provides mobile security, data security, and identity protection. These services protect your company’s data, sensitive information, and valuable assets from cyber threats. In addition, we provide you with email and web security that blocks malicious content and stops data leaks. Our advanced threat protection gives you real-time protection against malware, ransomware, and other cyber threats. We also provide an integrated security operations center to monitor your network and devices, giving you complete peace of mind.
You can also contact our support team with questions or issues, and they’ll get back to you as soon as possible. With Protected Harbor, you can be sure that your company’s data is safe. So what are you waiting for? Secure your devices and network today! Contact us now.
Suffolk County Real Estate Industry Crushed by Cyberattack
Following a cyberattack on the Suffolk County government earlier this month, real estate transactions have come to a halt.
Since the cyberattack more than 20 days ago, verifying property titles and filing paperwork has been challenging, which has abruptly halted all deals in the county, according to The Real Deal. On September 8, The Suffolk Times reported that a breach by a group known as BlackCat knocked down county websites, servers, and databases.
It’s been stressful for real estate professionals in the New York area. While this may seem like just another insignificant cybersecurity issue, the implications are much deeper than we can see. In this post, we’ll dive into what happened, why it’s so concerning, and how to stay safe.
What Happened?
The Suffolk county cyber attack crippled the county clerk’s office, which is in charge of documenting paperwork and assisting with records searches for properties, and shut down the county’s internet systems last month.
Due to title companies’ inability to accurately scan county databases to confirm that the properties don’t have any liens, judgments, or other encumbrances to pass title, real estate closings have been postponed or canceled, especially on larger commercial acquisitions.
According to attorney David Rosenberg of Garden City-based Rosenberg Fortuna & Laitman, “After the Suffolk county hack, delay in restoring access to the county’s real estate records, which had been available online before the hack, is causing many title companies to withhold final clearance that would allow closings to occur.”
The ability to ascertain whether new liens, encumbrances, or property transfers have been recorded between the first title report and the closing depends on these documents. In more recent deals, it causes the title company to postpone the initial title report, which makes it impossible for lawyers, purchasers, borrowers, and lenders to close any sizeable transactions confidently.
According to The Suffolk Times, a hacker collective known as BlackCat took responsibility for the suffolk county data breach and demanded payment to allow users back into government servers. The hackers say they have taken four gigabytes of information, including information on specific citizens, from the clerk.county.suf domain.
What this Means?
Deals have slowed to a trickle since neither banks nor buyers can confirm that titles are clean — that is, the property is free of liens and that the seller is the legal owner and only owner — without checking the property out on county websites.
The process of filing claims is another problem. While some records supplied by hand are being accepted and preserved in chronological order, they won’t be officially on file until the systems are operational. Since New York is a “rush to record” state, the first party to file a title claim is the one whose claim is considered; hence incorrect document filing could result in significant issues.
According to Attorney Howard Stein, head of the Real Estate Practice Group at East Meadow-based Certilman Balin Adler & Hyman, the damage will increase exponentially. “New title reports cannot be created, and as a result, newly signed transactions are completely blocked.” The economic implications could be disastrous if a solution cannot be found.
Some title insurers have been forced to add an exception to their Schedule B list of things they cannot insure due to the closure of county systems. This exception now states that they will not cover “any defect, lien, encumbrance, adverse claim, or other matter created by or arising out of the inaccessibility of the Office of Suffolk County, including, but not limited to, an inability to search the public records, or any delay in recording of documents in the public records.”
According to Linda Haltman of Plainview-based Hallmark Abstract Services, “If they were in process before the hack and all of the title searches were done, they have been closing,” “Underwriters are letting sellers sign affidavits if the searches have already been conducted, with the exclusion of unoccupied land, new development, and foreclosures.”
Haltman warns that delays in closing can become costly given the fast-increasing mortgage rates.
“Delays in being able to close could be costly without an extension of a rate lock-in term,” she warned. “It could cost an extra $5,000 upfront to pay down the rate on a mortgage for a $500,000 house.”
Protected Harbor’s Take on the Matter
On September 8, websites and web-based apps for Suffolk Government were shut down after officials discovered malware in county systems. Images of county documents were posted as ransomware on the website DataBreaches.net. The hackers claimed to have taken court records, sheriff’s office records, contracts with the state, and citizen personal data from the county clerk’s website.
“An immediate resolution to this issue is critical, as there will be an increasing number of damages as a result of the shutdown,” Protected Harbor CEO Richard Luna said.
Earlier, most small and mid-sized enterprises were unaware of the importance of cybersecurity. However, with the increasing number of cyber-attacks, it has become imperative for all enterprises to invest in cybersecurity. As a company that provides enterprise-grade software, we have always ensured that all our products are secure.
The first step in a new network design is to limit through segmentation of the network. Desktops, Servers, and the backup should all be on separated and isolated networks. Using this approach, an infected desktop will not be able to access the backups and will not infect the backups.
Virtualization
We can accomplish desktop and network isolation using virtualization. Virtualization allows you to back up the entire desktop, not just shared folders, databases, or scanned folders, but all folders. This means we can recover the whole office, and not pieces of the office.
Email & Web Filtering
Filtering email and web content is an integral part of the Ransomware defense. Good email filtering should include pattern recognition. The initial Ransomware attacks follow a template, and when properly configured, email filtering systems block or quarantine the attack.
Enable network monitoring
Network monitors can alert and warn on unusual traffic or traffic that is typical of an attack; for example, if specific information is transmitted out of the network, that would trigger an alert.
Geo-Blocking
Maintain enhanced network protection that includes active parameter checking and Geo-Blocking. For example, check the address of inbound requests, and if the IP is from a blocked country, then the traffic is blocked even before it reaches the client’s network.
Cyber threats are increasing daily, and it is essential to stay protected against them. It is impossible to avoid cyber threats altogether, but we can stay protected by following specific steps and implementing the best cybersecurity practices.
Protected Harbor offers a range of cybersecurity products and services that protect your business against all types of malware, ransomware, and other cyber threats. It also ensures data integrity, regulatory compliance, and system availability.
The Ransomware solution is highly scalable and can be deployed on-premises or in the cloud. It is easy to set up and maintain, with no technical skills required. The solution comes with a 24/7 support team that will resolve any issues quickly and efficiently. We are committed to protecting all types of businesses and organizations, offering products and services that are both affordable and easy to use.
We believe there is no better time than now to invest in cybersecurity, as it is the only way to stay ahead in this highly competitive and ever-changing digital world. October is our Annual Cybersecurity Month; we’ll be posting security blogs and videos to keep you protected. Get in touch with our expert and get a free IT Audit today.
Cybercrimes & Everything You Need to Protect Your Business
October marks the start of Cybersecurity Awareness Month. It started with President George W. Bush in 2004, to help individuals protect themselves online as threats to technology and confidential data become more commonplace. Now it is an annual event held globally every October.
The cybercrime business has become one of the most lucrative illegal ventures out there, showing no signs of slowing down. Over the past ten years, hackers have developed new and sophisticated ways of getting their hands on your most important data.
The unfortunate odds are that these cybercriminals will not be caught; meanwhile, consumers continue to face far more significant risks than ever before.
Why Is Cybercrime So Dangerous and Can You Be Safer?
If you are a small business using an off-the-shelf software, I’m sorry to inform you that you are at a higher risk of becoming a victim of cybercrime. We have all, at some point, received phishing emails or have been asked for personal information via our work email from people asking for something out of the ordinary. Most employees have work and personal information on either their company websites or social media. It’s one thing for your business to get scammed, but these bad actors will also go after your clients putting your reputation and business at risk. Fortunately, there are some things that you can do to keep yourself safer.
A criminal hacker can target any employee who uses social media. It’s fairly dangerous, but we at Protected Harbor have some tips. We harden our clients’ networks and run employee training all the time. The best thing to tell your employees is to not post anything online that you would not say to your competitors or your manager.
Several social networking sites, such as LinkedIn, allow users to post their resumes. Information concerning one’s work can reveal too much about one’s personal life, giving criminals such as hackers information that may enable them to hack into one’s account. Identity theft can also be committed using resume information.
The privacy settings on most social networking sites are either pre-set or default. Suggest your staff make an effort to alter their privacy settings to block strangers and people who are not friends with them from viewing their private information.
Protecting Yourself from Spyware and Viruses
Think about utilizing safe search online browsing software, frequently included in antivirus software complete editions. This software often uses a red, yellow, or green dot next to the links on the search engine. This aids in warning employees of potentially harmful websites.
Never download a torrent file or a software crack, and never download any file that doesn’t come from a reliable website. These frequently include malware. Also, do not click on any pop-up windows that you are not expecting. Instead, either close the window or get out of your browser completely.
Most importantly, make sure that you are updating your OS’s security patches and always have the latest version of your web browser installed. It sounds simple, but companies like Windows Defender push patches and updates daily to fix vulnerabilities. If you are not fast enough in updating the software, a hacker will use it as an entry point into your system.
Understanding Social Engineering
Generally, social engineering involves some type of deception to gather information to commit fraud or gain access to a computer. For instance, our google account uses Meta for Business to run our Facebook Page. Often, we will get a general email to our work email claiming our ads were blocked or taken down due to a violation. It would be tempting to open the email and click on such a link if we actually ran ads there.
Do you know what typosquatting is? Pay attention to the spelling of website addresses. They may resemble a real website, but instead, they are misspelled, for example, GOOGLE.com vs. G00GLE.com.
Any email including an offer of any kind should raise suspicions, especially if it seems too good to be true. The same applies to receiving offers from social media or reputable internet businesses, like Facebook and Google.
Caller ID Spoofing; What You Need to Know
“ID spoofing,” is another cybercrime you must be aware of. These days, a random phone call is more likely than ever to be a scammer. Criminals can fool people by hiding their information using “spoofing.” Spoofing disguises, the telephone number from which a text is sent by creating a new one. Phony numbers with the same area code are often used to persuade recipients to answer. The scary thing for businesses is that they can make it look like your number, and call clients.
All of your business numbers and extensions represent assets that you need to protect. Software like IntelePeer and Hiya Connect Secure Call can stop scammers from mimicking your phone numbers, regardless of how many lines and extensions you have in your internal network.
Is Public Wi-Fi Safe?
Unfortunately, public Wi-Fi is not secure. Several security risks are associated with using a public Wi-Fi. These networks broadcast signals through radio frequencies, which means that anyone who has the right tools, and these tools are fairly easy to find, can intercept the data that is sent through it.
To protect yourself when using public Wi-Fi, you should use either a remote desktop or virtual desktop. DO NOT USE A VPN!
A VPN (Virtual Private Network) helps you establish a private network while using any public networks. While beneficial to provide access to employees and third parties, this access is open-ended and unsecure. All security capabilities are lost when granting third parties’ remote access via VPN. VPNs lack access controls and session monitoring, both effective means of security for network access. VPNs don’t manage, vault, or verify credentials, so password protection depends on your third parties keeping them safe.
Remote desktop solutions are becoming increasingly familiar with the increased prevalence of distributed workforces and more employees regularly working from home. It’s perfect for people who are either frequently on the go, work out of a home office, or are often out in the field and need access to their local desktop computer. RDP is encrypted by default with a higher level of encryption than VPN and requires no additional connection time.
Even if you have a virtual desktop, don’t store any type of critical data on a device, and then use it outside of a network that is not secure. That means downloading documents to your cellphone, then connecting to Starbucks’ free Wi-Fi to watch TikTok. Turn off the Bluetooth and Wi-Fi on your cell phone or laptop when you aren’t using them, a device that can still send wireless signals appeals to a hacker.
What Is a Credit Freeze?
If you don’t have a credit freeze on your business bank account, you are putting your business at further risk. A credit freeze, sometimes called a security freeze, locks down a credit file so that a lender cannot check your credit. This is a good thing, as criminals cannot open any new accounts using your name or your EIN…and if a lender can’t check your credit, they are unlikely to extend a line of credit.
Remember that you must request a credit freeze from each credit bureau, including Equifax, Experian, Innovis, and TransUnion. Remember you can always un-freeze your accounts whenever needed.
Keeping Your Passwords Safe and Protected
The most important thing you need to know about passwords is that there is no secure password. Some passwords are more secure than others, of course, but they can always be found. Passwords are extremely convenient for people who want to access your accounts.
Is a Password Manager a Good Idea?
It’s hard to keep track of all your passwords, so it’s tempting to reuse the same one across the board. However, if a hacker gets possession of your password, they’ll have free access to everything you have. Password managers, on the other hand, can simplify your life.
It’s unsurprising for us to be asked, “are password managers safe to use?” The answer is, the use of password managers is considered to be one of the most secure ways to protect your passwords. Password managers offer strong protection against cybercrime because of their encryptions. AES, the industry-standard protection used by the U.S. government to safeguard its sensitive data, is just one example.
Set Up Two Factor Authentication on All Accounts
Password authentication is when a user enters a unique ID and key compared to previously stored credentials. It is one of the quickest forms of security; you can set up your device to require some identification before letting someone access your phone. It can be in a passcode, PIN, password, fingerprint, or two-factor authentication (2FA) can be adopted as well.
An additional layer of protection is provided by 2FA, which ensures that the user is whom they say they are. Before gaining access to the account, the user must first provide their username and password. The second piece of information is then requested. Almost every major company and organization website utilizes some kind of two-step, or two-factor, identification.
Protecting Your Credit Cards
Many of us, especially in today’s world, use credit cards for not only our jobs but even our daily lives, and there are several things you can do to protect yourself from credit card fraud.
First, make sure to examine your business credit card statements often to see whether they include any unfamiliar or strange expenses. Check your credit card accounts weekly if you can. Check for both large and small charges. If the hackers want to make a large purchase, they might make a small purchase to ensure it goes through.
You can also set up “push” alerts on your company accounts to receive notifications via email or text when purchases are made. For example, you may receive a text any time purchase over $100 is made, or an email anytime there is an online credit card transaction.
Also, store your credit card numbers online at your peril. It’s safer to manually enter the digits every time you want to purchase than to auto-input via Google or Apple.
Final Words
Many businesses have already installed firewalls, spam filters, and anti-virus software in order to prevent any cybercriminals from breaking in, yet they are still concerned – and we don’t blame them. These preventions are worthless without a dedicated IT team to respond to malicious attacks and fix compromised devices. If you are worried about ransomware or cyber-attacks, bringing in an experienced team to help with the rise in threats can provide a level of service beyond what firms currently have and at a lower cost.
Outside teams like Protected Harbor bring years of actionable experience to strengthen an organization.
We will ensure that your organization is protected from outside threats with well-tested, proven, and integrated technology. Protected Harbor concentrates on six elements throughout the stack, uplink, firewall, switches, hosts, VMs configuration, and storage to safeguard our customers’ operations.
Keeping Your Passwords Safe and Protected